Charp Financial Services offers expert financial management, bookkeeping, and coaching for individuals, entrepreneurs, and small businesses.

We believe that everyone deserves to feel confident and in control of their finances. Our mission is to provide empathetic, non-judgmental guidance and practical tools that empower you to build a secure financial future, whether you're managing a household budget or growing a business. We're passionate about turning financial stress into clarity, freedom, and peace of mind.

We work with individuals and families, as well as small businesses and nonprofits. Our services are tailored to meet the unique financial needs of each client.

Our services are provided virtually, allowing us to serve clients across different locations. In-person meetings may be offered on a case-by-case basis if the need is identified.

We work with clients all over the United States. Because our services are virtual, we can provide support to individuals and businesses no matter where they are.

Financial coaching is a collaborative, non-judgmental process where we work with you to understand your financial situation, set clear goals, and create a personalized plan to help you achieve them.

We offer a range of virtual coaching packages, from a 3-month "Seed" plan to a 12-month "Flourish" program, as well as one-time sessions for specific needs like budgeting, debt payoff, and credit.

Yes, we offer specialized services to help you create a debt payoff strategy and improve your credit score.

Yes, we have a specialized "Couples Coaching Session" designed to help couples align their finances and goals.

We provide ongoing virtual bookkeeping plans and one-time QuickBooks setup and training packages to help small businesses and nonprofits manage their finances efficiently.

We help you set up your company file and chart of accounts, develop workflows, and we provide training for you and your employees so you can confidently manage your books on your own.

The first step is to book a free, no-obligation discovery call on our Appointments page. This allows us to discuss your needs and determine if we are a good fit.

During the call, we will discuss your financial goals and the specific services you're interested in. We'll answer any questions you have and find the right solution for you.